Fintech has entered a new age in Indonesia, most ostensibly represented when the wild wild west of the peer-to-peer lending scene in Indonesia is finally regulated by the Otoritas Jasa Keuangan (OJK), the country’s financial services authority.
This is a break through in regulating fintech, where it has been excluded from the OJK’s regulations so far, but this can be seen as a positive thing for Indonesia. The country has come to realise that fintech can be very useful in the real economy and this is providing a trading platform to start making that idea a reality.
So, with the new found licence becoming readily available across Indonesia, it comes with a whole host of pragmatic benefits if you are a fintech company looking to set up shop in the country.
LinkAja is an electronic-based service that makes your financial transactions more exciting. Based out of Jakarta, Jakarta Raya, Indonesia
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Kredivo provides an online credit card with payment methods and installments in 30 days or in installments within months. Based out of Jakatra, Jakarta Raya, Indonesia
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Akulaku aims to improve the quality of life for partners and consumers by presenting a complete and reliable financial ecosystem. Based out of Jakarta, Jakarta Raya, Indonesia
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PAYFAZZ is an agency-based financial platform that facilitates digital transactions and payments. Based out of Jakarta, Jakarta Raya, Indonesia
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Moka is an Indonesian fintech startup that focuses on building mobile point-of-sale (mPOS) for small and medium businesses. Based out of Jakarta, Jakarta Raya, Indonesia
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PasarPolis is an Indonesian-based and a leading Insurtech company in SEA backed by three unicorns to redefine insurance through tech. Based out of Jakarta, Jakarta Raya, Indonesia
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Investree is a B2B SME Marketplace Lending in Indonesia Based out of Jakarta, Jakarta Raya, Indonesia
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BukuKas is a neo-banking venture aimed at bringing unbanked in South-East Asian countries to the banking eco-system. Based out of Jakarta, Jakarta Raya, Indonesia
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Koinworks is a financial lending platform geared towards helping small to medium-sized businesses in Indonesia. Based out of Jakarta, Jakarta Raya, Indonesia
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Amartha is a financial technology company that connects micro and SME business partners with investors. Based out of Jakarta, Jakarta Raya, Indonesia
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AwanTunai is digitizing the traditional FMCG supply chain for micro SME merchants with online inventory ordering and digital payments. Based out of Jakarta, Jakarta Raya, Indonesia
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Xendit is a fintech company that provides payment infrastructure. Based out of Jakarta, Jakarta Raya, Indonesia
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UangTeman is an online lending service that provides instant short-term microcredit to Indonesian consumers. Based out of Jakarta, Jakarta Raya, Indonesia
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Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit. Based out of Jakarta Pusat, Jakarta Raya, Indonesia
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INDODAX is the largest digital asset exchange in Indonesia, previously known as Bitcoin.co.id (Bitcoin Indonesia) Based out of Jakatra, Jakarta Raya, Indonesia
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Ayoconnect is a billing network software that connects consumer platforms, financial institutions , and bill providers in one place. Based out of Jakarta, Jakarta Raya, Indonesia
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Cermati are a technology startup that engages in the Indonesian financial technology area. Based out of Jakarta, Jakarta Raya, Indonesia
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Pluang is a financial technology application that opens public access opportunities to financial products easily and affordably. Based out of Jakarta, Jakarta Raya, Indonesia
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Akseleran is a peer-to-peer lending platform Based out of Jakarta, Jakarta Raya, Indonesia
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Agriculture-focused fintech startup that empowers farmers across Indonesia with technology and capital Based out of Jakarta, Jakarta Raya, Indonesia
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Modalku is online marketplace based in Jakarta, Indonesia for small businesses to acquire loans & for lenders to fund small business loans. Based out of Kebon, Jawa Timur, Indonesia
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Cashlez operates as a financial technology company that provides value propositions for traders, and mobile payment players. Based out of Jakarta, Jakarta Raya, Indonesia
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Batumbu presents information technology-based money lending services. Based out of Jakarta, Jakarta Raya, Indonesia
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Taralite is a financial technology startup that focuses on lending money to the unbankables. Based out of Dki Jakarta, Jakarta Raya, Indonesia
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Cicil.co.id is a new-age financing platform in South East Asia. Based out of Jakarta, Jakarta Raya, Indonesia
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TradeID allows Indonesians to invest commission-free in Indonesian stocks and invest in fractional shares of US stocks from 1 app. Based out of Jakarta, Jakarta Raya, Indonesia
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SuperAtom is a technology company that provides financial services. Based out of Jakarta, Jakarta Raya, Indonesia
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Wallezz Finansial Teknologi is an indonesia fintech startup that focus to create many front end solution to serve many transaction mnodels. Based out of Dki Jakarta, Jakarta Raya, Indonesia
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DANA is a Fintech company focused on delivering inclusive financial services (payment) to the whole of Indonesia Based out of Jakarta, Jakarta Raya, Indonesia
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Radana Finance is an Indonesia-based company engaged in motorcycle financing and multipurpose financing. Based out of Pinggirrawa Barat, Jakarta Raya, Indonesia
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Cross Border Payment System Based out of Kuningan, Jakarta Raya, Indonesia
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OY! is a fintech application that simplifies the management of finances. Based out of Jakarta, Jakarta Raya, Indonesia
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Indonesia's Largest Crowdfunding Platform Based out of Jakarta, Jakarta Raya, Indonesia
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Ajaib is an investing platform that allows Indonesians to buy and sell stocks, ETFs and mutual funds. Based out of Jakarta, Jakarta Raya, Indonesia
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Qelola is a digital payment startup focuses on international remittance transfer Based out of Jakarta Pusat, Jakarta Raya, Indonesia
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ALAMI helps people to fund small businesses under sharia financing structure with a simple online platform. Based out of Jakarta, Jakarta Raya, Indonesia
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SMDV is a venture capital firm based in Jakarta that finances and mentors tech companies. Based out of Jakarta, Jakarta Raya, Indonesia
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Alterra is a technology company that provides services in bill payment aggregator, promotion platform, and distribution network. Based out of Jakarta, Jakarta Raya, Indonesia
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Lifepal is the #1 online marketplace in Indonesia for insurance. Based out of Jakarta, Jakarta Raya, Indonesia
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Bareksa is an Indonesia-based investment platform for online mutual fund investments, state bonds, and Umrah plans. Based out of Kemang, Jawa Barat, Indonesia
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Brankas is a fintech company that provides financial software and solutions. Based out of Dki Jakarta, Jakarta Raya, Indonesia
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Paper.id is the first free invoicing, payment, accounting and inventory app for SMEs in Indonesia. Based out of Dki Jakarta, Jakarta Raya, Indonesia
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Midtrans empowers eCommerce through technology. Based out of Jakarta, Jakarta Raya, Indonesia
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Teman Usaha is a micro-financing application that connects lenders in Indonesia with high quality loan applicants. Based out of Jakarta, Jakarta Raya, Indonesia
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Flip operates as a platform that helps to send money securely without any transaction fee. Based out of Depok, Jawa Barat, Indonesia
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Moduit is Wealth Management and Advisory platform for individual investors and financial professionals Based out of Setiabudi, Jakarta Raya, Indonesia
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Indodana is a financial service company located in Jakarta Pusat. Based out of Jakarta Pusat, Jakarta Raya, Indonesia
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Duithape is a mobile payment and remittance platform that is designed to transact without a bank account. Based out of Jakarta, Jakarta Raya, Indonesia
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BukuWarung is a startup building an accounting and credit management app that helps micro-businesses track their financial transactions. Based out of Jakarta, Jakarta Raya, Indonesia
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A mobile payment app that allows users to pay at offline stores and monthly utility bills. Based out of Medan, Sumatera Utara, Indonesia
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Impactful, sustainable and profitable aquaculture/fishery crowdlending platform in Indonesia. Based out of Surabaya, Jawa Timur, Indonesia
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Sofi provides solutions and services for the needs of finance and financial technology. Based out of Jakarta, Jakarta Raya, Indonesia
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Anchor Based Peer to Peer Lending Based out of Dki Jakarta, Jakarta Raya, Indonesia
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Dimo Empowering Mobile Payment Across Indonesia Based out of Jakarta, Jakarta Raya, Indonesia
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Pandacredit is a data-driven consumer fintech company that focuses on developing emerging markets. Based out of Jakarta, Jakarta Raya, Indonesia
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Pinjam is a financial services technology company that provides cloud services platform online pawn. Based out of Jakarta, Jakarta Raya, Indonesia
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A lifestyle finance app that helps Indonesian consumers connect and manage their finance securely from multiple finance institutions Based out of Jakarta, Jakarta Raya, Indonesia
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Pendanaan is a lending fintech platform dedicated to using cutting-edge technology and big data algorithms. Based out of Duri, Jakarta Raya, Indonesia
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Ammana Fintek Syariah is a fintech company located in Jakarta. Based out of Jakarta, Jakarta Raya, Indonesia
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CrowdDana is an equity crowdfunding platform that connects investors to potential property investments. Based out of Jakarta, Jakarta Raya, Indonesia
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PayAccess is an independent mobile payment platform designed for daily payment solution. Based out of Jakarta, Jakarta Raya, Indonesia
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Creedix specializes in credit risk underwriting and digital debt collection management using AI. Based out of Jakarta, Jakarta Raya, Indonesia
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RajaPremi is an online insurance marketplace in Indonesia that offers the most comprehensive insurance product. Based out of Jakarta, Jakarta Raya, Indonesia
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Discovery Nusantara Capital focuses on internet startups investment in Indonesia and Southeast Asia. Based out of Jakarta, Jakarta Raya, Indonesia
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Cashcash is the largest financial intelligence platform Based out of Grogolpetamburan, Jakarta Raya, Indonesia
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Instamoney develops a platform of payment infrastructures that allows users to transfer money quickly and effectively at scale. Based out of Jakarta, Jakarta Raya, Indonesia
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Sharia Financing Online Platform Based out of Jakarta Pusat, Jakarta Raya, Indonesia
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A cashless mobile payment as services, community-based driven that focusing more on unbanked people in the rural areas all around Indonesia. Based out of Dki Jakarta, Jakarta Raya, Indonesia
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AIQQON provides a platform to accommodate MSMEs that needed noncash payments. Based out of Jakarta, Jakarta Raya, Indonesia
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Premiro is a insurance fintech company located in Jakarta. Based out of Jakarta, Jakarta Raya, Indonesia
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Uangku is a payments fintech company located in Jakarta. Based out of Jakarta, Jakarta Raya, Indonesia
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Texo provides a payment ecosystem in Indonesia so that society can choose to use any payment channel on online and offline merchants. Based out of Jakarta Pusat, Jakarta Raya, Indonesia
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OttoPay is a financial services fintech company located in Jakarta. Based out of Jakarta, Jakarta Raya, Indonesia
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Rupiah Token Indonesia is a financial services fintech company located in Jakarta Pusat. Based out of Jakarta Pusat, Jakarta Raya, Indonesia
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Artawana is a marketplace for highly secured loan products for everyone. Based out of Jakarta, Jakarta Raya, Indonesia
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E-Commerce, Fintech, Payments Based out of Jakarta, Jakarta Raya, Indonesia
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Mobile App Based out of Sleman, Yogyakarta, Indonesia
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Sikatabis.com helps Indonesian consumers compare loans, insurance, investments, credit cards, and make smarter financial decisions. Based out of Jakarta, Jakarta Raya, Indonesia
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KreditGoGo helps you compare and determine the best place to get financial products. Click and GoGo. Easy, safe, fast! Based out of Jakarta, Jakarta Raya, Indonesia
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Duitku is a payments company located in Jakarta Barat. Based out of Jakarta, Jakarta Raya, Indonesia
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Crowdfunding platform for property investment Based out of Bandung, Jawa Barat, Indonesia
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DuitPintar.com (KreditAja) is a fintech consulting company located in Selatan. Based out of Selatan, Jawa Timur, Indonesia
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Pasar Pinjam is a digital financial service company located in Kemang.is a digital financial service Based out of Jakarta, Jakarta Raya, Indonesia
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Bank OCBC NISP is a banking company located in Jakarta. Based out of Jakarta, Jakarta Raya, Indonesia
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Peer to peer interactive platform to let users and expert traders meet and collaborate for knowledge sharing & gaining profit. Based out of Yogyakarta, Yogyakarta, Indonesia
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Startup Community and Holding Company Based out of Bandung, Jawa Barat, Indonesia
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We are an Online Bill Payment Platform in Southeast Asia and a new Company in Indonesia! Based out of Bogor, Jawa Barat, Indonesia
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Fintech Asia inspires entrepreneurs, investors and stakeholders in the fintech opportunities and issues in Asia. Based out of Jakarta, Jakarta Raya, Indonesia
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World's first trading plan platform for commodity futures market. Based out of Jakarta, Jakarta Raya, Indonesia
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Snap Academy provides trading enthusiasts with the financial education to help them succeed in trading endeavors. Based out of Jakarta, Jakarta Raya, Indonesia
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Citibank Indonesia is a banking company located in Jakarta. Based out of Jakarta, Jakarta Raya, Indonesia
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Rupiah One is a financial services fintech company located in Gedung Plaza Mutiara. Based out of Jakarta, Jakarta Raya, Indonesia
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Wirecard Asia Pacific is a financial services company located in Jakarta. Based out of Jakarta, Jakarta Raya, Indonesia
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DUMI is a peer to peer financial technology company. Based out of Bandung, Jawa Barat, Indonesia
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Pefindo Biro Kredit provides financial services and solutions for the credit needs of the development of businesses. Based out of Jakarta, Jakarta Raya, Indonesia
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Digital Kuantum Teknologi is a fintech company located in Grogol Petamburan. Based out of Jakarta, Jakarta Raya, Indonesia
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Do-It provides financial services and solutions for the needs of businesses and entrepreneurs. Based out of Jakarta, Jakarta Raya, Indonesia
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SF Capital focuses on corporate finance and financial consulting. Based out of Kuningan, Jakarta Raya, Indonesia
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NUSAPAY SOLUSI INDONESIA is a financial services fintech company located in Grogol. Based out of Grogol, Jakarta Raya, Indonesia
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AKUN.biz is a fintech company located in Surakarta. Based out of Surakarta, Jawa Tengah, Indonesia
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Your financial command centre. Based out of Jakarta, Jakarta Raya, Indonesia
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