101 Texas Based Fintech Companies | The Most Innovative Fintech Companies

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As one of the nation’s leading business hubs, Dallas naturally boasts a burgeoning financial industry. Like other tech capitals across the country, this Western metropolis has played a large part in expanding the nation’s fintech sector.

According to The Dallas Morning News, Dallas’ recent financial activity has even outpaced that of major cities like New York and San Francisco, causing household names like Charles Schwab and JPMorgan Chase to open up offices across the city. With its nationally-ranked academic institutions and strong history of innovation, Dallas is undoubtedly an epicenter of tech talent, which is why the city has become a ringleader in the fintech realm.

Gig Wage

Gig Wage is a fintech payroll company for gig workers and contractors. Based out of Dallas, Texas, United States

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HighRadius

HighRadius offers software as a service platform for companies that leverage artificial intelligence-based autonomous systems. Based out of Houston, Texas, United States

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Bestow

Bestow is an insurance technology company offering a platform to make life insurance more accessible to families. Based out of Dallas, Texas, United States

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Dosh

Dosh is a free cash back app that finds users money for shopping, dining out, and pumping gas at thousands of merchants & brands nationwide. Based out of Austin, Texas, United States

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Alkami Technology

Alkami Technology provides cloud-based digital banking solutions for credit unions and banks. Based out of Plano, Texas, United States

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Payrix

Payrix provides an API platform that enables vertically-focused SaaS companies to embed and manage payments within their software. Based out of Frisco, Texas, United States

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Self Financial

Self Financial is a venture-backed fintech startup that helps people build credit and save money. Based out of Austin, Texas, United States

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HUMBL

HUMBL is a mobile, financial services company Based out of Brownsville, Texas, United States

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ScaleFactor

ScaleFactor provides accounting and finance software with automated bookkeeping, proactive alerts, and other features. Based out of Austin, Texas, United States

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Q2ebanking

Q2ebanking designs virtual, mobile and voice banking applications for financial institutions. Based out of Austin, Texas, United States

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Beyond Finance

FinTech - Next Generation Financial Services & Debt Solutions Based out of Houston, Texas, United States

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Solovis

Solovis is a multi-asset class portfolio management, analytics and reporting technology platform, designed for institutional investors. Based out of Irving, Texas, United States

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Modo

Modo is a bank-grade payments stack for enterprises, offered as SaaS. Based out of Richardson, Texas, United States

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Billd

Billd is a construction finance company Based out of Austin, Texas, United States

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defi SOLUTIONS

Defi Solutions is a financial services company that provides loan origination solutions and auto loan origination software. Based out of Trophy Club, Texas, United States

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FloatMe

FloatMe offers an app to prevent overdraft and build an emergency stash. Based out of San Antonio, Texas, United States

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Rabbet

Rabbet is the construction finance platform that parses documents and connects information for frictionless transactions. Based out of Austin, Texas, United States

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Mozido

Mozido designs, develops, and provides mobile commerce and payment solutions globally. Based out of Austin, Texas, United States

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Turnkey Lender

Turnkey Lender is a cloud lending system for automatic borrowers' evaluation, decision making, and lending automation. Based out of Austin, Texas, United States

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MicroVentures

MicroVentures is an online equity crowdfunding platform enabling angel investors to connect with startups to raise capital. Based out of Austin, Texas, United States

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Joust

Joust is a banking platform that directly provides merchant services and business banking for the self-employed. Based out of Austin, Texas, United States

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GrainChain

GrainChain creates an exchange platform with blockchain-based solutions for prompt payment and accountability. Based out of Mcallen, Texas, United States

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Opcity

Opcity connects real estate agents and mortgage loan officers to pre-screened, live leads. Based out of Austin, Texas, United States

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Vyze

Vyze offers solutions that enable retailers to offer more payment options for their customers. Based out of Austin, Texas, United States

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Open Lending

Open Lending was formed in 2000 in Austin, Texas to provide automated lending services to financial institutions. Based out of Austin, Texas, United States

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Consero Global Solution

Consero is a provider of cloud-based outsourced finance and accounting services. Based out of Austin, Texas, United States

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Factom

Factom, Inc. is a blockchain innovations company providing blockchain as a service platforms. Based out of Austin, Texas, United States

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Topl

Topl enables companies to prove and monetize their ethical and sustainable practices, transforming impact into an asset. Based out of Houston, Texas, United States

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IPwe

IPwe is patent market that combines the information and tools to identify, research, understand and transact in patents. Based out of Dallas, Texas, United States

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Visio Lending

Visio Lending offers a range of loans and mortgage loans to investors in the real estate investment markets. Based out of Austin, Texas, United States

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UpEquity

UpEquity is a tech-enabled mortgage platform creating a better way to buy a home. Based out of Austin, Texas, United States

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Zabo

Zabo connects any crypto wallet to any application in a few lines of code. Based out of Dallas, Texas, United States

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DriverUp

DriverUp is the first online auto lending marketplace for accredited investors. Based out of Dallas, Texas, United States

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Unchained Capital

Unchained Capital is a blockchain financial services company that lends cash to long-term crypto holders. Based out of Austin, Texas, United States

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Able Lending

Able is the lowest-cost online lender for small business loans in the nation. We partner with your network to provide loans from $25k-$1MM. Based out of Austin, Texas, United States

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KindHealth

The Digital Platform that simplifies Health Insurance Management. Based out of Austin, Texas, United States

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Zirtue

Zirtue is a relationship-based lending application that simplifies and automates loans between friends, family and trusted relationships. Based out of Dallas, Texas, United States

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Realized

The Realized FinTech platform enables aging HNW families to tax-efficiently convert legacy real estate into passive income investments. Based out of Austin, Texas, United States

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Vertalo

Vertalo is a SaaS solution connecting and enabling the digital asset economy. Based out of Austin, Texas, United States

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Rev Worldwide

Fintech company focused on developing payment product innovations around the world leveraging a proprietary processing platform. Based out of Austin, Texas, United States

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CollBox

Debt collection for cloud accounting Based out of Austin, Texas, United States

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Honest Dollar

Honest Dollar Hopes to Make Retirement Plans Affordable For SMBs. Based out of Austin, Texas, United States

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inKind

inKind finances restaurants by purchasing large amounts of food and beverage credits upfront, and then selling that F&B credit to consumers. Based out of Austin, Texas, United States

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iownit

iownit is a digital private securities market. Through its platform iownit enables the listing, investing, and trading of private securities Based out of Houston, Texas, United States

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Multicoin Capital

Multicoin Capital is a thesis-driven cryptofund that invests long term in tokens that reshape entire sectors of the global economy. Based out of Austin, Texas, United States

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VeraBank

VeraBank is a financial service company providing a services in banking technology. Based out of Henderson, Texas, United States

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JetPay

JetPay specializes in technology solutions for the e-commerce and card-not-present marketplace, including proccessing and acquiring. Based out of Carrollton, Texas, United States

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Lawgix

Lawgix is a SaaS Enabled Marketplace that allows banks to manage and oversee legal collections from beginning to end. Based out of Austin, Texas, United States

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Routefusion

Routefusion is an API for cross border bank-to-bank payments Based out of Austin, Texas, United States

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LegacyTexas

LegacyTexas is commercially oriented community bank that serves local entrepreneurs, businesses, and families. Based out of Plano, Texas, United States

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Coinflip Solutions

CoinFlip is the first payment network to route transactions on a per-item basis. Based out of Plano, Texas, United States

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Grey

Grey is a financial service company that offers payment processing services for high-risk businesses. Based out of Dallas, Texas, United States

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TrustFund, Inc.

Fintech platform to disrupt predatory lending Based out of Dallas, Texas, United States

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Levelfield

Early stage Houston based challenger bank with a specialization in digital assets lead by financial service industry veterans Based out of Houston, Texas, United States

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Anedot

Anedot is a donation platform built to help campaigns and ministries raise more money with less effort. Based out of Dallas, Texas, United States

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Noesis

Noesis is a tech-enabled lending marketplace for financing commercial building improvements. Based out of Austin, Texas, United States

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m1neral

M1neral is building the first all-in-one transaction management platform for oil & gas minerals and royalties. Based out of Houston, Texas, United States

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AEGIS Energy Risk

AEGIS Energy Risk is fintech and advisory solutions provider for energy derivatives. Based out of Houston, Texas, United States

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IOOGO Inc

IOOGO is a tax and accounting software and services company that specializes in software development, mobile software, and web solutions. Based out of Dallas, Texas, United States

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Paybook

Paybook is a hub that connects people with their financial world through bank connectivity and innovative technology. Based out of Austin, Texas, United States

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RiftPay

RiftPay is a social banking platform that allows you to spend, share, and save with the people close to you Based out of Dallas, Texas, United States

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Founderpath

SaaS founders get $10k to $2m in capital in under 72 hours using fintech platform. Founders give up no equity, no warrants, no board seats. Based out of Austin, Texas, United States

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Student Loan Hero

Student Loan Hero is a web platform that provides support for organizing, managing and repaying student loans. Based out of Austin, Texas, United States

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InforcePRO

InforcePRO™ (Acquired 06/17) has reshaped how the $2T insurance industry manages, mines, & markets to it’s largest asset–policyholder data. Based out of Austin, Texas, United States

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Unbill

Unbill is a mobile app that can pay your bills for you. Additionally, developers can use it's biller API inside their own apps. Based out of Austin, Texas, United States

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BorrowersFirst

We are a tech-enabled consumer lending platform organized around providing superior value and experience for our borrowers. Based out of Austin, Texas, United States

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MR Presta

Developing cutting edge technology for Fintechs in origination, credit scoring and servicing around the world. Based out of San Antonio, Texas, United States

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CVEX Group

CVEX Group is applying technology and automation to create the most advanced trading platform for private company equities. Based out of Austin, Texas, United States

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I Hate Receipts

The Cloud Based Receipting™ connects consumers directly to points of sale and creates the Intelligent Receipt Organizer™ Based out of Austin, Texas, United States

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BankingON Inc.

Mobile Banking Platform for Credit Unions and Community Banks Based out of Austin, Texas, United States

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Offerboard

Online Marketplace for private securities syndication that matches companies or funds in need of financing with Investors. Based out of Houston, Texas, United States

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Blockhenge

White-glove financial services for cryptoasset investors and traders. Based out of Austin, Texas, United States

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Unwired Nation

Unwired Nation powers mobile banking apps for community financial institutions with Unwired Banking, its patented mobile platform. Based out of Austin, Texas, United States

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Trintech, Inc.

Trintech's solutions empower over 3,100 clients around the world to transform their financial processes, resulting in shorter time to close. Based out of Addison, Texas, United States

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SocialMatters.ai

SocialMatters.ai helps Financial Wealth Advisors automate the work of an entire sales team so all they have to do is close. Based out of Austin, Texas, United States

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tapNpay

tapNpay is a FinTech company that has developed a new patented payment service working with mobile carriers globally as billing agents. Based out of Cedar Park, Texas, United States

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AffiniPay

AffiniPay is a FinTech company that supports online credit card transactions for professional trade associations. Based out of Austin, Texas, United States

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Vault Wallet

Vault Wallet, making blockchain development Easy. Secure. Affordable. Based out of Round Rock, Texas, United States

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BluSynergy

BluSynergy provides subscription billing and payment services. Based out of Dallas, Texas, United States

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CreditSuppliers

CreditSuppliers provides construction material financing to help contractors and subs grow their business while ensuring that merchants Based out of Austin, Texas, United States

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Jellifin

Jellifin is a leading provider of white label trading platforms and data solutions for online broker-dealers and digital advisors. Based out of Houston, Texas, United States

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Abrigo

Software and Services for BSA/AML, Fraud Detection, Loan Origination, Credit Risk, CECL, Asset/Liability Management, Deposit Pricing Based out of Austin, Texas, United States

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tuuk

A platform-as-a-service that enables financial services companies to engage customers from within the apps and websites they already use. Based out of San Antonio, Texas, United States

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Highcrest Capital

Highcrest Capital utilizes technology and innovation to create products that meet pressing investment needs. Based out of Fredericksburg, Texas, United States

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Signum City

Signum City is a fantasy stock market gaming app. Based out of Austin, Texas, United States

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Invoiced

Invoiced is an app that provides accounts receivable automation. Based out of Austin, Texas, United States

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DRAFT

Draft offers a modern suite of analytics and communication tools built to help wealth advisors win and retain assets. Based out of Austin, Texas, United States

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Lendflow

Lendflow help software companies provide their customers growth capital Based out of Austin, Texas, United States

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Chipper

The only student loan app you'll ever need. Lower payments, qualify for forgiveness, and chip away debt faster in one app. Based out of Austin, Texas, United States

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CHDR

Free tools to make your money smarter. Based out of Dallas, Texas, United States

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GradJoy

GradJoy manages your student loans — helping you save money and be debt-free faster. Based out of Austin, Texas, United States

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Flite Banking Centers

Flite Banking Centers has developed a multi-bank drive-up ATM facility for financial institutions to operate their ATM. Based out of Houston, Texas, United States

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Septent Financial

Septent Financial is a financial technology company developing specialized divisions that span the industry. Based out of Austin, Texas, United States

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AlgoPear

AlgoPear is an AI marketplace that connects retail traders to proven algorithms. Based out of Dallas, Texas, United States

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MGI Biltmore Investors

MGI Biltmore Investors Based out of Houston, Texas, United States

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Syncapay

Syncapay is a new holding company focused on high-potential payments solutions. Based out of Plano, Texas, United States

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Vpay

VPay is focused on delivering best-in-class claims payment solutions designed specifically to streamline the payment process. Based out of Plano, Texas, United States

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Diversity Fund

Diversity Fund is an equity crowdfunding platform with a focus on women, minority, veteran, and LGBT-led businesses. Based out of Austin, Texas, United States

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LVL

LVL is an FDIC-insured mobile banking app where you can exchange cash & Bitcoin for free & invest easily with Autopilot. Based out of Austin, Texas, United States

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Loaded Pocket

Loadedpocket is a free to register financial web application that allows the integration of all financial services into a single. Based out of Houston, Texas, United States

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Nano

Nano A payment system for the world offering instant, feeless, scalable transactions. Based out of Austin, Texas, United States

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